Stanbic IBTC Holdings Reports ₦150 Billion Pretax Profit in Q3 2025, Up 92% Year-on-Year

The impressive results were driven by higher interest income and robust non-interest revenue.

Stanbic IBTC Holdings Q3 results

Stanbic IBTC Holdings Plc has posted a strong financial performance for the third quarter of 2025, reporting a pretax profit of N150.1 billion, a 91.78% increase from the N78.2 billion recorded in the same period of 2024.

The Group’s nine-month pretax profit rose by 76.66% year-on-year to ₦393.8 billion, according to its unaudited financial statements for the period ended September 30, 2025.

The impressive results were driven by higher interest income and robust non-interest revenue. Interest income for the quarter rose 11.06% to ₦199.5 billion, with loans and advances to customers contributing ₦118 billion, investments yielding ₦73.5 billion, and interbank lending generating ₦7.9 billion. On a nine-month basis, total interest income climbed 37.23% to ₦584.3 billion.

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Other key indicators also reflected significant growth. Net interest income surged 78.69% to ₦138.5 billion, while net fee and commission revenue rose 39.86% to ₦58.2 billion. The Group’s operating income increased by 34.29% to ₦221.2 billion, and total assets expanded 21.25% year-on-year to ₦8.3 trillion.

Stanbic IBTC attributed its strong performance to effective balance sheet management, improved lending activity, and continued growth in digital and wealth management services.

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