How to Apply For Federal Government Interest-Free GEEP Loan

Priority consideration is given to women, youth, and vulnerable groups.

2026 FG GEEP Loan Programme

The Federal Government of Nigeria has opened applications for the Government Enterprise and Empowerment Programme (GEEP), an initiative designed to provide interest-free and collateral-free loans to small businesses, traders, artisans, and farmers across the country.

The GEEP Loan Programme is implemented under the National Social Investment Programme Agency (NSIPA) to support economic inclusion, boost grassroots entrepreneurship, and improve livelihoods, especially among vulnerable groups.

What Is the FG GEEP Loan Programme?

The Government Enterprise and Empowerment Programme (GEEP) is a microcredit scheme created to empower Nigerians engaged in small-scale economic activities. The programme offers accessible funding without the burden of interest charges or collateral requirements.

GEEP Loan Categories and Amounts

The FG GEEP Loan Programme is structured into three main loan windows:

TraderMoni

Designed for petty traders and artisans operating small informal businesses.

MarketMoni

Targeted at market women and small-scale business owners seeking capital to expand operations.

FarmerMoni

Created specifically for smallholder farmers, offering loans of up to ₦300,000 to support agricultural production and related activities.

Eligibility Requirements for FG GEEP Loan

To qualify for the FG GEEP Loan Programme, applicants must meet the following criteria:

  • Be a Nigerian citizen

  • Be a smallholder farmer, petty trader, artisan, or market woman

  • Possess a valid means of identification, including BVN or NIN

  • Have an active phone number

  • Provide evidence of an existing business or farming activity

Priority consideration is given to women, youth, and vulnerable groups.

How to Apply for 2026 FG GEEP Loan Programme

Interested applicants should follow the steps below:

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  1. Visit the official GEEP application portal at https://geep.nsipa.gov.ng

  2. Register on the platform

  3. Select the appropriate loan window (TraderMoni, MarketMoni, or FarmerMoni)

  4. Complete the application form with accurate personal and business details

  5. Submit the application for review

Applicants are advised to ensure all information provided is correct to avoid disqualification.

Revalidation: https://fmdatarevalidation.nsipa.gov.ng

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