The UK government is moving to overhaul its settlement policy by extending the qualifying period for Indefinite Leave to Remain (ILR) — the route to permanent residency — from 5 years to 10 years. For thousands of Nigerians living, working, or studying in the UK, this reform could reshape settlement plans, increase financial costs, and create uncertainty about long-term security.
What the UK Is Proposing
The White Paper Restoring Control Over the Immigration System introduces a stricter, “earned settlement” framework:
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Qualifying period extended — ILR eligibility could shift from 5 to 10 years for most migrants.
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Contribution-based settlement — Earlier settlement will be possible for those who prove contributions through work, tax records, or community service.
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Stricter conditions — Higher English language requirements, no benefit claims, and a clean criminal record will be mandatory.
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Exemptions — Spouses of British citizens and some vulnerable groups are expected to remain under the shorter 5-year path.
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Unclear transition — It is not yet confirmed whether migrants already on a 5-year ILR path will be protected under the old rules.
Why the Policy Is Changing
Home Secretary Shabana Mahmood argues that migrants should “give back” to Britain before earning settlement. The Labour government faces political pressure from the surging Reform UK party, which has called for even tougher immigration controls, including scrapping ILR altogether.
How It Affects Nigerians
For Nigerians already in the UK
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Delays: Many Nigerians on skilled worker, student, or family visas who expected settlement after 5 years may now face up to 10 years.
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Rising costs: Visa renewals and NHS surcharges for an extra five years will add thousands of pounds in expenses.
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Uncertainty: Migrants already on the 5-year track are unsure if they’ll be forced into the new regime.
For Nigerians considering migration
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Longer timelines: The dream of permanent residency may now take a decade, requiring stronger planning and savings.
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Record keeping matters: Documenting tax payments, professional contributions, and community service could be vital under the “earned settlement” model.
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Act quickly: Those eligible for ILR under the current 5-year path may benefit from applying before the reforms take effect.
Reactions From the Nigerian Community
Some Nigerians in the UK are already accelerating their applications for ILR or citizenship, fearing the new rules could disadvantage them. Others argue that migrants should not be penalised retroactively, especially after years of contributing to the UK economy under clear expectations.
The proposals will go through a public consultation later this year, with final decisions expected in 2026. Until then, Nigerians in the UK — and those considering relocation — must watch developments closely and plan settlement strategies with greater care.